If it is not enough to receive a DWI, say for the first time, is it not enough that you must also suffer through the procedural muck of sorting your life back out. Assuming it is your first DWI, and you have not blown a high Blood Alcohol Level ( like over a .15 for example) then not only are you going to have to pay a fine, but you will also have to do a minimum jail sentence or community service.
After 10 days, you may apply for a limited driving privilege to get you to and from work, which may or may not be granted. Your full license will be restricted for one year.
But after that one year, are there any other repercussions? The answer is yes; specifically, in reference to your insurance rates. This charge can vary depending on the insurance company, as well as previously traffic tickets and driving history. But, the reality is that if someone has been charged with a DWI, their insurance rates WILL increase with regard to monthly payments and premiums.
Each state has a unique scale as to how many insurance points are placed on a DWI, and it is based on these points that rates may increase.
In North Carolina, a DWI conviction results in twelve insurance points, which automatically results in a three hundred and forty (340%) percent increase to insurance rates in most cases. This will depend on what insurance company a person is with, but with a DWI charge will undoubtedly come some sort of increase.
